4 Mistakes That Cause Insurance Companies to Deny Personal Injury Claims in Florida
Many injured victims are not familiar with the personal injury claims process. However, the lack of knowledge should not result in the denial of your personal injury claim in Florida. It is advised to hire a Lakeland personal injury attorney to help you navigate the legal process and obtain the compensation you deserve.
If you are not represented by an attorney, you need to understand that any mistakes can cause an insurance company to deny or undervalue your personal injury claim. Insurers take advantage of victims’ ignorance and lack of knowledge to reject claims and pay them as little as possible.
Below, we outline the mistakes you should avoid when filing a personal injury claim in Florida.
Failure to Seek Medical Attention
While it might seem obvious that you need to seek medical attention in order to receive compensation for your personal injury, many victims fail to get medical care immediately after the accident.
The longer you wait to seek medical attention, the greater the risk of an insurance company denying your claim or lowering the value of your claim. The insurer may argue, “Your injury is not serious enough if you did not need to get medical care after the accident.”
In some cases, injuries take hours, days, or even weeks to manifest themselves, which is why you should go to a hospital and see a doctor immediately after the accident. Otherwise, your insurer could reject your claim or reduce the amount of compensation in their settlement offer.
Failure to Document Your Injury
Many personal injury victims do not realize the importance of taking photos and videos immediately after the accident. It is critical to take photos and videos of your injury, the damage caused by the accident, the hazardous condition that caused your injury, and other pertinent information.
Proper documentation of your injury will help establish fault and determine liability, maximizing your total amount of compensation.
Failure to Document Your Losses and Damages
The purpose of filing a personal injury claim is to get compensated for your losses and damages. If you win a personal injury lawsuit against the negligent party, they will be ordered to pay compensatory damages.
To maximize your compensatory damages, you must present documentation that proves the extent of your economic losses caused by the negligent party. This means gathering records such as medical bills and receipts, loss of income, and other tangible losses.
Talking to an Insurance Adjuster Before Consulting with an Attorney
Shortly after the accident, you will be contacted by an insurance adjuster whose job is to ask you questions and write down your statements. What many injured victims do not realize is that insurance adjusters are trained to maximize their company’s profits by paying victims as little as possible and denying claims altogether.
For this reason, it is never wise to talk to an insurance adjuster before you had a chance to consult with a personal injury attorney. The insurer may employ various techniques to get you to admit fault or otherwise undervalue or reject your claim. Contact The Turnbull Firm to determine liability in your case and gather sufficient evidence to recover damages through a personal injury claim. Call at 863-324-3500 to schedule a case review.